Financial Peace University

Financial Peace University

My husband and I have been taking classes since the beginning of April for the Financial Peace University. For those not familiar with FPU it is a 9 week course designed by Dave Ramsey. Dave built a million dollar business in his early 20s and then lost it all. Since then he has built another million dollar company teaching people how to not follow in his earlier footsteps. He takes you step by step on how to get rid of your debt and build your wealth, all without any get rich quick schemes. I have read his Total Money Makeover book before and was familiar with his 7 Baby Steps before signing up for the class.

The Total Money Makover

However, I was skeptical to take the class at first. I was curious to see if it would teach me anything new about his process that his book didn’t already cover. I can say that it definitely does. But more importantly, it was good to get my husband in the class and participating. The group discussions are extremely beneficial since they help show you how everyone has tackled their financial situations differently. The class is Scripture based, but I really would recommend it for anyone and everyone. If you’re not religious, there’s still a lot of useful take aways. Since taking this class, my husband and I are feeling optimistic and peaceful about our financial futures. It’s amazing to be able to pay for any emergencies that pop up and recently we paid cash in full for my husband’s car. It’s an amazing feeling!!

Check out these amazing posts!

Budget Piggy Bank

This Thing Called a Budget

Cleaning Schedule

Cleaning Schedule 

Spring Bucket List

Anyone who knows me knows how much I love my to do lists. I’m pretty sure I have a list for everything in my life, and my bucket lists are no different. I have one giant overall Life Bucket List for all the things I want to accomplish in my lifetime. And I have seasonal bucket lists for things that I want to do with the family, or primarily my children. I love following Lisa Marie over at Paper and Glam and how she really incorporates seasonal living into her life. So one of the small things that I do is come up with seasonal bucket lists. And I know I’m running out of time to get these all done, so I better get to it! Happy Spring!!

Spring Bucket List

2015 Fall Bucket List

Fall Bucket List

Summer Schdule

Summer Schedule

Green Juice

green-juice

I was first introduced to juicing by the documentary Fat, Sick, and Nearly Dead with Joe Cross. I loved the idea of being able to get more servings of fruits and vegetables through juicing. If you haven’t seen this documentary and you are a fitness and/or health enthusiast, then I would highly recommend watching it.

This is the very first juice recipe I tried, and now it’s my all time favorite. It took a few tries to really enjoy it, but that was more because it was completely new to me. Before then, the only green juice I enjoyed was Mountain Dew. Not too high on the nutritious side. I hope you give this a recipe a try and let me know what you think!

Green Juice

Ingredients
1/4 pineapple
1 green apple
1/2 medium cucumber
3-4 kale leaves

Peel pineapple and dice. Core apple. Run all ingredients through juicer. If desired, pour juice through mesh sieve.

The Magnolia Story

the-magnolia-story

It’s been awhile since I finished this book, but I still wanted to write a short review on it. I have been a fan of Chip and Joanna’s for many years. I can’t say how many times I’ve rewatched Fixer Upper on Netflix. I also have a few issues of their Magnolia Journal. With that said, I really enjoyed this book. It was nice reading about how their journey began and as a Christian myself, it was refreshing to see how much they walk with their faith. It’s so easy to talk about one’s faith, whatever it may be; but not a lot of people thoroughly live out their faith.

I was a little shocked though to read about all of the times that Chip made life altering decisions without talking to Joanna first. My husband would say it’s my SheRa attitude, but that type of relationship wouldn’t have worked for me. I’m glad it worked ok for them so don’t get me wrong. I guess it just shocked me because I always had the impression that they worked together on everything. I would have thought that making large purchases and moving to a different house would be a decision they made together. But I suppose it’s really about balance. They seem to work well together and balance each other. And that can be really hard to find these days.

 

Raspberries and Vinegar

raspberries-and-vinegar

A few nights ago I finished reading Raspberries and Vinegar by Valerie Comer. I’ve had it downloaded to my Kindle for a while now; longer than I care to admit actually, so I decided it was about time to cross it off my To Read list.

For the most part I did enjoy the book. It was a nice change to read a more modest love story and as a health coach, I did enjoy the story line about nutrition and sourcing our food locally. However, my main issue with the book also falls into that story line.

The main character was so strict and uptight about locally grown food and optimal nutrition, that she let it become a barrier in her relationships with people. And this is a common issue today as well. Nutritionists, vegans, and even health coaches get this bad reputation that if we see you eating a bacon cheeseburger that we’re going to come slap it out of your hands. And this example is even used in the book as she literally tries to take a burger from someone while they’re trying to eat. Not only is that bad for our industry, that’s just bad manners.

Once I was able to ignore the common misconception though, I was able to thoroughly enjoy the book. I do like many of the ideas mentioned in the book and could relate to some of the struggles the characters had. All in all, while I know this book isn’t for some people, I would recommend it.

My One Word Challenge

I may have said this before, but I am a planner at heart. It’s one way I manage my anxiety. The more things that are scheduled out, the calmer I am. And while I am still working on some goals for 2017, I have decided to try something a little bit different. This year I’m trying the My One Word challenge. Instead of spreading my focus on too many things and too many resolutions, I’ve decided that I want to pick one word that I want this year to represent. With that being said, my word for 2017 is going to be consistent.

my-one-word-consistent

It took me a little while to finally settle on one word because I felt drawn to several: consistent, intentional, and present. I truly want to be consistently intentional and present in the moment. I’m too often distracted or spread too thin. I want to be intentional with what I do. I want to be present in every moment with my children. But most of all, I wanted to be consistent with it all.

I’ve struggled with being consistent for years. I know it’s because I usually do spread myself too thin, but that’s just me. I’m multi-passionate. I love to write for my blog. I love to cook new recipes. I love training people and helping them. But with these ventures, I need to be more consistent to make them successful.

As luck will have it, I’ve already hit my first challenge with being consistent this year. In my last post, I shared that my family had just moved to Virginia. We woke last Tuesday to a flood in our kitchen. It took a whole week for the cleanup crew to get all the water up and dried out. Then it took another week for the contractors to come in and fix everything. For those two weeks, my family was back at the hotel. It was difficult to keep up with my work and with my daughter’s preschool lessons when I was constantly driving between the hotel and our house.

flooded-basement

Water damage in the basement

 

We finally got to move back in yesterday, but we’re still not settled. The things that weren’t destroyed are still in storage and we still have contractors working on the basement. But I am trying to stay positive and chalking it up for it is. I’ve been off schedule for two weeks, and it still may be another week or two until things are back to normal completely.

With that being said, I would love to hear if anyone else has tried the My One Word challenge. Let me know how your experience was and your thoughts on the challenge itself.

A New Journey for a New Year

Another chapter has closed in our lives and we are bracing ourselves for the new adventures ahead in the upcoming year. My family ended 2016 with many changes around us, but perhaps the biggest change was my husband’s promotion and transfer at work. Last month, my family moved from Ohio to Charlottesville, Virginia.

Charlottesville Virginia

With this move, we’ve encountered many challenges. The first challenge was finding a tenant for our home in Ohio….in three months….during the holidays. Needless to say, this is still an ongoing challenge. This also caused another challenge in our life. Due to the financial strain of paying rent and a mortgage, we decided to downsize once we got to Virginia. This hasn’t been so much a hardship challenge because I’ve been slowly becoming more drawn to a minimalist lifestyle. However, my husband is a pack rat who apparently has an emotional attachment to everything he has ever own. And I mean EVERYTHING! It’s a slow process, but we’re getting there.

Another obstacle that we ran into was the preschool system here in Virginia. In Ohio, my youngest was going to preschool four days a week at minimal cost to us. However, the public preschools here are only for children with learning disabilities, while the private preschools cost an arm and two legs! I knew my daughter was going to be crushed. She loved being a big girl and going to school with her big brother every day. So after a lot of thinking and praying on the matter, I’ve decided to home school her. I’ll be sure to share my struggles and mishaps with that journey as we go along.

off-to-school

Possibly the biggest challenge I’ve faced personally with our move, is having to transfer my new personal training business. When I started IMT Fit Life I had the notion that we would be staying in Ohio for several more years so I was planting my roots, so to speak. I was training a few clients, working on programs for several different organizations, and making new connections daily. And then I had to walk away from it all. It was definitely disheartening to say the least.

But when one door closes, another door opens. That’s how the saying goes. We’ve closed the door to 2016 and our lives in Ohio. We have begun our new adventures here in Virginia and what a better time for new adventures than the New Year. And I’m sure I’ll have a lot more to share as we continue through these challenges and great adventures!

shenandoah-national-park

Shenandoah National Park